All shares are insured up to the maximum of $250,000.00 by the National Credit Union Administration. You must have a savings share account in order to have any other services with us. Statements will be provided quarterly. If you have a share draft account or an ATM card, statements will be provided monthly.
Share Drafts Accounts
Members opening a share draft account (checking account) receive an all-inclusive monthly statement. There is no minimum balance required or service charge. The only fees you will be charged are for the cost of checks and any overdrafts. Applicant must be at least 18 years of age.
Money Market Accounts
Our money market account is a tiered rate product. The higher your balance, the higher the rate. If you don’t want to tie up your money in a share certificate, this is another way to earn a great rate. Our minimum balance is $2,500.00.
Christmas Club Accounts
Christmas Club Accounts can be setup at any time a member wants to start saving for Christmas. There is no required minimum balance and no set deposit amounts. Deposits are accepted at any time for any amount.
Term Share Certificates
We offer our certificates in terms of 6, 12, 18, & 24 month. All require a minimum deposit of $500.00.
Our check card/ATM cash cards have the MasterCard logo on them so they can be used anywhere MasterCard Debit cards are accepted or it can be used to get cash out of an ATM machine. When used as a check card, the money is then withdrawn right out of your checking account.
We will accept direct deposits from any employer. You may set it up through your employer or with Quad Cities Postal Credit Union.
Credit Life and Disability – Quad Cities Postal Credit Union offers Credit Life and Disability insurance on our loan products. The insurance premium is included in your payment.