All shares are insured up to the maximum of $250,000.00 by the
National Credit Union Administration. You must have a savings
share account in order to have any other services with us. Statements
will be provided quarterly. If you have a share draft account
or an ATM card, statements will be provided monthly.
Share Drafts Accounts:
Members opening a share draft account (checking account) receive
an all-inclusive monthly statement. There is no minimum balance
required or service charge. The only fees you will be charged
are for the cost of checks and any overdrafts. Applicant must
be at least 18 years of age.
Money Market Accounts:
Our money market account is a tiered rate product. The higher
your balance, the higher the rate. If you don’t want
to tie up your money in a share certificate, this is another
way to earn a great rate. Our minimum balance is $2,500.00.
Christmas Club Accounts:
Christmas Club Accounts can be setup at any time a member
wants to start saving for Christmas. There is no required
minimum balance and no set deposit amounts. Deposits are accepted
at any time for any amount.
Term Share Certificates:
We offer our certificates in terms of 6, 12, 18, & 24
month. All require a minimum deposit of $500.00.
Our check card/ATM cash cards have the MasterCard logo on
them so they can be used anywhere MasterCard Debit cards are
accepted or it can be used to get cash out of an ATM machine.
When used as a check card, the money is then withdrawn right
out of your checking account.
We have a low fixed rate of 9.90%. No annual fee. You can
pay your Visa bill and manage your Visa account online at
or you can pay your Visa bill at The Quad Cities Postal Credit
We will accept direct deposits from any employer. You may
set it up through your employer or with Quad Cities Postal
Credit Life and Disability – Quad Cities Postal Credit Union offers Credit Life and Disability insurance on
our loan products. The insurance premium is included in your